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Original Medicare
(Medicare A & B)
Option 1
Medicare Advantage
(Medicare Part C)
Features of Medicare Advantage
Little to no monthly premium
Copays for services
Uses network of doctors and hospitals
Most include Part D for prescriptions
Extra benefits may include dental, vision, hearing, transportation, over-the-counter medication credit
Option 2
Medicare Supplement
(Medigap)
+
Prescription Drug Plan
(Medicare Part D)
Features of Medicare Supp
Higher monthly premiums
Little to no copays/deductibles
No networks required
Part D for prescriptions added separately
Extra benefits generally not included
Features of Part D
Can be purchased as a stand-alone option
Formularies and plan design(copays/deductibles) vary greatly
Subsidies may be available for lower incomes
LEARN ABOUT DRUG PLANS
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